MM2H vs Other Countries
MM2H vs Philippines SRRV: Family Inclusion Compared
Which family members each program actually covers, and what it costs to add them.
Quick summary
Quick answer
A practical summary before reading the full article.
Best for
Risk level
Lewis verdict
Buyer action
| Best for | People weighing MM2H against another country's residency-by-investment program and trying to work out which actually fits their budget and goals. |
|---|---|
| Risk level | Medium |
| Lewis verdict | For multi-generational families specifically — bringing parents, not just a spouse and kids — MM2H's breadth is one of its strongest, most underrated advantages against nearly every program in this series. |
| Buyer action | MM2H's property purchase requirement means qualifying is also a real estate decision — ask Lewis which current Penang projects clear your tier's minimum value and make sense as a long-term hold. |
MM2H's Family Coverage
MM2H dependents can include a spouse, children under 21, unmarried and unemployed children aged 21-34, medically certified disabled children of any age, both sets of parents and parents-in-law, and one domestic helper — one of the widest family inclusion lists among comparable programs.
Philippines SRRV's Family Coverage
SRRV covers a legal spouse and unmarried children under 21 within the base deposit, with an extra USD 15,000 deposit required per dependent beyond two — MM2H's single deposit stretches further, covering children to age 34 and both sets of parents without a per-head deposit increase.
Why the Fine Print Matters More Than the Headline
Two programs can both say 'family included' while meaning very different things — age caps, per-dependent costs, and whether parents (not just a spouse and children) are covered vary enough that the details decide which program actually fits a specific family.
Buyer checklist
SRRV covers a legal spouse and unmarried children under 21 within the base deposit, with an extra USD 15,000 deposit required per dependent beyond two — MM2H's single deposit stretches further, covering children to age 34 and both sets of parents without a per-head deposit increase.
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| 1 | List every family member you'd actually want to include |
|---|---|
| 2 | Check age caps for each program against your children's ages |
| 3 | Confirm whether parents/parents-in-law are covered |
| 4 | Check per-dependent costs, if any |
| 5 | Confirm current rules directly — family provisions get revised |
Common questions
Does Philippines SRRV cover parents like MM2H does?
Coverage varies by program — check the specific facts above and confirm current rules directly, since family provisions are one of the areas most likely to be revised.
Does MM2H charge more per family member?
No — MM2H's fixed deposit doesn't scale per dependent, unlike some comparison programs that require additional deposits or fees per person added.
Related reading
Use one buyer framework across different news.
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Lewis verdict
Sticker price alone doesn't tell the full story — I always weigh the headline cost against what you actually get for it: visa length, family coverage, tax treatment and whether there's a citizenship path at the end.
MM2H vs Thailand Elite Visa: Tax Treatment Compared
How Malaysia's tax rules for MM2H holders compare to Thailand Elite Visa's tax treatment of foreign income.
Lewis verdict
I'm not a tax advisor and this isn't tax advice — but understanding how conditional an exemption is (or isn't) changes how much weight you should put on the 'tax-free' headline of any of these programs.
MM2H vs Thailand Elite Visa: Duration & Citizenship Path
Comparing how long each visa lasts and whether it leads anywhere beyond long-stay residency.
Lewis verdict
If a second passport is the actual goal, the visa duration number matters far less than whether the program has a citizenship path at all — that's the question I'd answer first before comparing years.
Decision check
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List every family member you'd actually want to include
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Check age caps for each program against your children's ages
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Confirm whether parents/parents-in-law are covered
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Check per-dependent costs, if any