Property calculators
Use these planning tools before viewing projects. Estimate loan instalment, DSR, rental yield, full cash flow, ROI, MOT stamp duty, and price per square foot, then WhatsApp Lewis for a clearer project comparison.
Quick summary
Quick Facts
A calculator decision summary for buyers before they shortlist or book a property viewing.
Best For
Loan instalment, DSR, rental yield, cash-flow stress test, ROI, MOT and price comparison
Buyer Profile
First-time buyer / investor / upgrader / foreign buyer
Main Strength
Turns rough numbers into a safer viewing, holding-cost and shortlist conversation
Main Risk
Calculator numbers are estimates and must be verified with banks, lawyers and current project packages
Next Step
Send your result, budget, area and buying purpose to Lewis for project matching
| Best For | Loan instalment, DSR, rental yield, cash-flow stress test, ROI, MOT and price comparison |
|---|---|
| Buyer Profile | First-time buyer / investor / upgrader / foreign buyer |
| Main Strength | Turns rough numbers into a safer viewing, holding-cost and shortlist conversation |
| Main Risk | Calculator numbers are estimates and must be verified with banks, lawyers and current project packages |
| Next Step | Send your result, budget, area and buying purpose to Lewis for project matching |
Available Calculators
Use the right tool for the decision you are trying to make.
Tool
Loan Instalment
Use Case
Estimate monthly mortgage commitment.
Next Step
Compare instalment with income and DSR comfort.
Tool
DSR
Use Case
Check rough affordability from income and commitments.
Next Step
Ask Lewis to match projects to your loan comfort.
Tool
Rental Yield
Use Case
Compare rent against entry price.
Next Step
Verify rent evidence with current listings and vacancy risk.
Tool
Cash Flow
Use Case
Stress test monthly holding cost after vacancy, annual costs, agent fee and furnishing reserve.
Next Step
Check annual cash buffer before relying on rent.
Tool
ROI / MOT / Converter
Use Case
Estimate cost, return and price per size.
Next Step
Confirm legal and tax numbers before booking.
| Tool | Use Case | Next Step |
|---|---|---|
| Loan Instalment | Estimate monthly mortgage commitment. | Compare instalment with income and DSR comfort. |
| DSR | Check rough affordability from income and commitments. | Ask Lewis to match projects to your loan comfort. |
| Rental Yield | Compare rent against entry price. | Verify rent evidence with current listings and vacancy risk. |
| Cash Flow | Stress test monthly holding cost after vacancy, annual costs, agent fee and furnishing reserve. | Check annual cash buffer before relying on rent. |
| ROI / MOT / Converter | Estimate cost, return and price per size. | Confirm legal and tax numbers before booking. |
How to use
Estimate monthly mortgage instalment before choosing a property budget.
Best use
Use this before viewing to avoid shortlisting projects that feel attractive but stretch monthly comfort.
Use it in 3 steps
- 1Enter property price and down payment.
- 2Use a realistic bank interest rate and tenure.
- 3Compare the instalment with your income and lifestyle comfort.
Loan Instalment Calculator
Enter the property price, expected down payment, bank interest rate, and loan tenure. Use this to estimate your monthly commitment before shortlisting projects.
Estimated loan amount
RM 585,000
Estimated monthly instalment
RM 2,661
What the result means
The monthly instalment tells you the base mortgage commitment before maintenance, furnishing, insurance and vacancy buffer.
Before deciding
A lower instalment does not automatically mean a better buy. Check DSR, cash needed, package terms and whether the project still has demand.
Next step
Send Lewis the instalment, property price and your income comfort range so he can compare suitable projects.
Disclaimer: calculator results are estimates for planning only. Bank approval, DSR method, interest rate, lock-in period, legal fees, valuation, stamp duty assessment, and loan package may vary.
Calculator decision check
Want Lewis to check this number?
Send your loan instalment calculator result together with your budget, preferred area and buying purpose. Lewis can help compare whether the number is comfortable before you shortlist or book a viewing.
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Budget
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Preferred area
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Buying purpose
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Loan status
Renovation Budget Calculator
Estimate renovation and move-in budget before stretching your property purchase price.
Works guide
RM 49,500
Furniture guide
RM 28,000
Appliances
RM 9,000
Buffer
RM 10,380
Total guide
RM 96,880
Need help reading the numbers?
Send Lewis your budget, preferred area, and purpose. He can help you shortlist projects, compare numbers, and plan the next viewing.