MM2H vs Other Countries
MM2H vs Portugal D7 Visa: Cost Comparison
Compare MM2H fixed deposit costs with Portugal D7 Visa requiring EUR 920 monthly passive income or EUR 11,040 annually plus EUR 260 government fees.
Quick summary
Quick answer
Best for
Risk level
Buyer action
| Best for | People weighing MM2H against another country's residency-by-investment program and trying to work out which actually fits their budget and goals. |
|---|---|
| Risk level | Medium |
| Buyer action | MM2H's property purchase requirement means qualifying is also a real estate decision — ask Lewis which current Penang projects clear your tier's minimum value and make sense as a long-term hold. |
MM2H's Cost Structure
MM2H requires a fixed deposit of USD 150,000 (Silver), USD 500,000 (Gold) or USD 1,000,000 (Platinum) in a Malaysian bank, plus a mandatory property purchase of RM 600,000, RM 1,000,000 or RM 2,000,000 depending on tier — 50% of the deposit becomes withdrawable after approval for home purchase, education, medical or domestic tourism spending. Set against Portugal D7 Visa, whose entry cost runs EUR 920/month (EUR 11,040/yr) + EUR 260 fee, the two price qualification very differently.
Portugal D7 Visa's Cost Structure
Portugal's D7 visa needs passive income of about EUR 920/month (EUR 11,040/year) plus a matching bank buffer and roughly EUR 260 in government fees — a far smaller upfront commitment than MM2H's six-figure fixed deposit, but it's an ongoing income test rather than a one-time deposit.
Side by Side, Numbers Only
MM2H's USD 150,000–1,000,000 deposit + RM 600,000–2,000,000 property (by tier) against Portugal D7 Visa's EUR 920/month (EUR 11,040/yr) + EUR 260 fee — MM2H locks part of that spend into 10-year illiquid property equity, while Portugal D7 Visa requires no property purchase at all, a structurally different capital commitment even where the headline figures look close.
Side by Side, Numbers Only
Dimension
MM2H
Portugal D7 Visa
Dimension
MM2H
Portugal D7 Visa
| Dimension | MM2H | Portugal D7 Visa |
|---|---|---|
| Capital required | USD 150,000–1,000,000 deposit + RM 600,000–2,000,000 property (by tier) | EUR 920/month (EUR 11,040/yr) + EUR 260 fee |
| Property purchase required? | Yes, every tier | No |
Buyer checklist
Portugal's D7 visa needs passive income of about EUR 920/month (EUR 11,040/year) plus a matching bank buffer and roughly EUR 260 in government fees — a far smaller upfront commitment than MM2H's six-figure fixed deposit, but it's an ongoing income test rather than a one-time deposit.
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| 1 | Compare total all-in cost, not just the headline figure |
|---|---|
| 2 | Check what's refundable vs a pure sunk fee |
| 3 | Confirm current figures — investment migration rules change often |
| 4 | Factor in ongoing costs (renewal, insurance, property upkeep) |
| 5 | Weigh cost against visa duration and citizenship path |
Common questions
Is MM2H cheaper than Portugal D7 Visa?
It depends on the tier and which cost components you count — compare the actual current figures for your situation rather than relying on a single headline number.
Do these figures change often?
Yes — investment migration programs revise requirements periodically. Always verify current figures with an official source or licensed agent before budgeting.
Lewis Chong
REN 69566 · IQI GlobalProperty advisor helping KL, JB, and Penang buyers make data-backed property decisions.
Related reading
Use one buyer framework across different news.
MM2H vs Thailand Elite Visa: Cost Comparison
Compare MM2H costs with Thailand Elite Visa fees ranging from THB 1.5 million for Platinum 10 years to THB 5 million for 20-year Reserve membership.
Lewis Conclusion
Sticker price alone doesn't tell the full story — I always weigh the headline cost against what you actually get for it: visa length, family coverage, tax treatment and whether there's a citizenship path at the end.
MM2H vs Thailand Elite Visa: Tax Treatment Compared
Compare Malaysia tax rules with Thailand Elite Visa where spending 180+ days remitting foreign income triggers standard progressive Thai tax rates.
Lewis Conclusion
I'm not a tax advisor and this isn't tax advice — but understanding how conditional an exemption is (or isn't) changes how much weight you should put on the 'tax-free' headline of any of these programs.
MM2H vs Thailand Elite Visa: Duration & Citizenship Path
How MM2H's visa duration and citizenship path compare to Thailand Elite Visa's, for buyers weighing long-stay residency against a path to citizenship.
Lewis Conclusion
If a second passport is the actual goal, the visa duration number matters far less than whether the program has a citizenship path at all — that's the question I'd answer first before comparing years.
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Compare total all-in cost, not just the headline figure
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Check what's refundable vs a pure sunk fee
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Confirm current figures — investment migration rules change often
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Factor in ongoing costs (renewal, insurance, property upkeep)