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MM2H vs Other Countries

MM2H vs UAE Golden Visa: Cost Comparison

Compare MM2H Silver USD 150,000 deposit with UAE Golden Visa fees from AED 400,000 for 2 years to AED 2,000,000 or USD 550,000 for 10 years.

Quick summary

Quick answer

Best for

People weighing MM2H against another country's residency-by-investment program and trying to work out which actually fits their budget and goals.

Risk level

Medium

Buyer action

MM2H's property purchase requirement means qualifying is also a real estate decision — ask Lewis which current Penang projects clear your tier's minimum value and make sense as a long-term hold.

MM2H's Cost Structure

MM2H requires a fixed deposit of USD 150,000 (Silver), USD 500,000 (Gold) or USD 1,000,000 (Platinum) in a Malaysian bank, plus a mandatory property purchase of RM 600,000, RM 1,000,000 or RM 2,000,000 depending on tier — 50% of the deposit becomes withdrawable after approval for home purchase, education, medical or domestic tourism spending. Set against UAE Golden Visa, whose entry cost runs AED 400,000–2,000,000 (~USD 110,000–550,000), the two price qualification very differently.

UAE Golden Visa's Cost Structure

The UAE Golden Visa's entry tier is AED 400,000 (~USD 110,000) for a 2-year visa, rising to AED 2,000,000 (~USD 550,000) for the full 10-year visa — its cheapest tier undercuts MM2H Silver's USD 150,000, but its top tier still costs less than MM2H Gold's USD 500,000.

Side by Side, Numbers Only

MM2H's USD 150,000–1,000,000 deposit + RM 600,000–2,000,000 property (by tier) against UAE Golden Visa's AED 400,000–2,000,000 (~USD 110,000–550,000) — MM2H locks part of that spend into 10-year illiquid property equity, while UAE Golden Visa requires no property purchase at all, a structurally different capital commitment even where the headline figures look close.

Side by Side, Numbers Only

Dimension

Capital required

MM2H

USD 150,000–1,000,000 deposit + RM 600,000–2,000,000 property (by tier)

UAE Golden Visa

AED 400,000–2,000,000 (~USD 110,000–550,000)

Dimension

Property purchase required?

MM2H

Yes, every tier

UAE Golden Visa

No

Buyer checklist

The UAE Golden Visa's entry tier is AED 400,000 (~USD 110,000) for a 2-year visa, rising to AED 2,000,000 (~USD 550,000) for the full 10-year visa — its cheapest tier undercuts MM2H Silver's USD 150,000, but its top tier still costs less than MM2H Gold's USD 500,000.

1

Compare total all-in cost, not just the headline figure

2

Check what's refundable vs a pure sunk fee

3

Confirm current figures — investment migration rules change often

4

Factor in ongoing costs (renewal, insurance, property upkeep)

5

Weigh cost against visa duration and citizenship path

Common questions

Is MM2H cheaper than UAE Golden Visa?

It depends on the tier and which cost components you count — compare the actual current figures for your situation rather than relying on a single headline number.

Do these figures change often?

Yes — investment migration programs revise requirements periodically. Always verify current figures with an official source or licensed agent before budgeting.

Lewis Chong REN 69566

Lewis Chong

REN 69566 · IQI Global

Property advisor helping KL, JB, and Penang buyers make data-backed property decisions.

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Compare total all-in cost, not just the headline figure

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Check what's refundable vs a pure sunk fee

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Confirm current figures — investment migration rules change often

Send

Factor in ongoing costs (renewal, insurance, property upkeep)

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